Primerica is a multi-level marketing company that sells insurance and finance services to the customers in United States. Company’s headquarters are based in Duluth, Georgia, U.S. and it has over 2,104 full-time employees. Primerica also sells mutual funds, annuities and other financial products to the consumers. Primerica spun off from its former parent company Citigroup and became an independent company through an initial public offering on April 1, 2010. Higher-level representatives and leadership lead recruit development along with an online resource known as Primerica Online. Representatives can cancel a Primerica Online membership by contacting customer service. A representative can Call 888-737-2255 or email pol_help@primerica.com to cancel Primerica online Membership.
Primerica recruits and trains representatives that sells company’s financial products and insurance. Company reported having 120,000 independent representatives in 2017. The company primarily sells term life insurance, as well as mutual funds, annuities, segregated funds, managed accounts, long-term care insurance, pre-paid legal services, auto insurance, home insurance, credit monitoring and debt management plans.
| Industry | Financial services, Multi-level marketing |
|---|---|
| Founded | February 10, 1977; 43 years ago |
| Headquarters | Duluth, Georgia, United States |
| Key people | D. Richard Williams(Chairman of the Board)Glenn J. Williams(CEO)Alison S. Rand(Executive VP & CFO) |
| Products | Insurance, Investment funds, Credit monitoring, Debt management plans |
| Revenue | US$ 1.69 billion (2017) |
| Number of employees | 2,104 (Full-time; 2017)614 (On-call; 2017) |
| Website | Primerica.com |
| Cancel Primerica Online | Call 888-737-2255 or email pol_help@primerica.com |
About Primerica Online Membership
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As mentioned above Primerica is a multi-level marketing company that sells insurance and other financial products to the consumers through a network of licensed representatives. Primerica representative is someone who is certified and licensed to sell company’s financial products to the consumers. Primerica offers two types of memberships to the representatives through Primerica Online such as:
- Free Membership: Under a Free membership you get free training for product certification that is essential to being licensed and appointed to represent specific financial products of Primerica. This is a basic subscription available to all Primerica sales representatives.
- Paid Membership: It is designed to enhance a sales representative’s ability to sell and manage his business. Reporting tools, enhanced sales training and premium mentoring events are available in a paid membership program.
A representative can Call 888-737-2255 or email pol_help@primerica.com to cancel Primerica online Membership.
Premerica Representative Site Vs. Premerica Consumer Sites
Premerica has two different web platforms mainly ‘Primerica Online’ which is the representative site located at www.primericaonline.com. The other one is www.primerica.com which is the consumer website where clients are able to access account information.
Independent Representatives of Primerica don’t have access to consumer log in or profile information through the consumer site. Representatives that cancel the membership or leave Primerica does not effect a consumer’s investments in any way.
How to Cancel Primerica Online?
Think twice before you want to cancel Primerica Online membership. If you are seeking to switch to a free membership from a paid one to reduce costs then canceling the paid membership subscription while still maintaining the free membership makes a lot of sense.
Switching to a Free membership reduces costs and keeps a representative in the loop of company products and services. You can still sell company’s products and insurance to the consumers. As a representative of the company if you wish you leave Primerica completely then you have to cancel both paid and free membership profile from Primerica Online.
You can cancel the subscription by going to the main Primerica Online website ‘www.primericaonline.com’. Existing members log in and select ‘limited’ membership through the ‘My Account’ service section. This converts a paid membership to a free membership.
When you are seeking to leave Primerica completely then you may want to remove an entire profile, including free ones. This requires an additional step. Go to the website where you’ll see a phone number and email address pop up when you scroll over the “Support” menu tab in the upper right corner of the screen. Call 888-737-2255 or email pol_help@primerica.com and explain that you want to cancel Primerica Online membership completely.
Note: Paid cancelations become effective in the month following the notice.
Remove Insurance Appointments with Primerica
If you are one of those representative who’s cancelling Primerica Online membership completely the you have to contact Primerica up-line leadership. Primerica representatives maintain state insurance licensing for life and health and also have a Financial Industry Regulatory Authority (FINRA) Series 6. Company will need to process a ‘U5’ to end a representatives licensing affiliation with Primerica.
As a representative of the company you must also contact the state’s department of insurance to remove all insurance appointments. This is required if you are seeking to work with a different financial services or insurance firm. However, Primerica can also contact the State’s department of insurance to remove all insurance appointments of a representative.
Do you get a refund after Cancelling Primerica Online account?
No, you won’t get a refund for cancelling Primerica Online account! Primerica Online doesn’t prorate monthly service fees. If you close Primerica Online account, you will be charged for the full month, regardless of the cancelation date. However, you will have access to all Primerica Online resources until the end of the billing cycle.
If you cancel your subscription within the first month as a member, you may get a refund if you fit certain requirements.
Here’s Primerica Online Subscription Agreement.
Primerica Latest Updates and Tweets
Alternatives to Primerica Online
| Company | Pricing | Benefits |
| Pluralsight | Starting from $29 a month | Tech skill and productivity coursesMultiple webinars and case studies |
| MarketLine | Contact the customer service to create a custom plan | Marketing and competition resourcesStrategic plansBusiness development plans |
Primerica Insurance Agent Reviews
Not too bad
Life Insurance Agent (Former Employee) – Orlando, FL
While the company offered the freedom to work when and where that was very appealing. However, since each branch operated as a franchise some values are diffrent then others.
Pros: Free to work when and where
Cons: Old school invasive tactic
Primerica is a great job if you’re into commission
The work environment is excellent, training is good, but if you aren’t good at selling insurance then you don’t make money. No sales no money. Cool though.
Pros: Learn how to make and save money
Cons: No sales no money
We hope the above post will help you decide whether to severe your membership with Primerica or not. Also you’ll learn how to cancel Primerica Online Membership.
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