With the rising popularity of surcharge and cash discount programs, it is clear why more and more business owners find them appealing. However, a cash discount program is not the same thing as a surcharge, and here’s why. What is a Cash Discount? A cash discount program happens when a business offers a discounted price […]
Banking
A complete Guide to Certified Checks
There are many terms in the world of finance, some of which you may never have even heard of. One that you definitely need to know about those is certified checks. These will come in handy if you need to make some big payments! You can learn more about certified checks with CreditNinja’s Certified Check […]
Best Emergency Loans For Bad Credit in 2021, Steps to get emergency loan and improve bad credit score
Emergencies often strike fast and come from nowhere, making them virtually impossible to foresee. If we could see emergencies coming, most of them wouldn’t be emergencies in the first place! Those emergencies often cost money, especially if something has been broken or otherwise damaged. In those cases, you may need some short-term financial assistance to […]
TIAA Bank CD Rates 1.90% APY – Best overall CD account in 2020
CD accounts or Certificate of Deposit Accounts are fully secured and risk-free offering higher interest rates than traditional savings accounts. CD accounts come with a guaranteed return on them and they are absolutely risk free. There’s usually no fee to open or maintain an account. However, a minimum deposit amount is required to open an account […]
Bank of America for Small Business Banking, Checking Accounts, Service fee, Credit cards
The Bank of America Corporation is the second largest bank & financial services company in the United States. It is headquartered in Charlotte, North Carolina. Its primary financial services revolve around commercial banking, wealth management, and investment banking. It has a network of 15,900 ATMs across United States and 4600 branches. Apart from serving individual customers, large […]
Small Business Loans & Financing Banks in the US, Steps to qualify for a business loan in 2020, Business Loan rates & Costs
Starting a Small Business is not anything simple especially when you need finances to procure raw material or for renting a space or to purchase machinery for manufacturing items. But not to worry, in this post we will cover everything in detail about Small Business loan, small business financing and all the sources for easily […]
