The questions that keep owners up at night are cash questions: can I make payroll next month, can I afford to hire, and when will customers actually pay? The Cash & Payroll Planner puts your forecast, hiring costs and invoices side by side, and moves the numbers between them for you.
How it works
- Start your 13-week cash flow forecast with the cash in your bank and your regular bills.
- Add what you already know in one click: unpaid invoices go into the week they’re due, your loan payment from the Business Planner goes in monthly, and a planned hire goes into payroll with taxes and benefits.
- Watch your lowest week. The summary at the top shows your cash today, your lowest point, and what’s still owed to you.
- Change anything, any time. Every amount added can be undone, and you can still type into any week yourself.
Frequently asked questions
Where do the unpaid invoices come from?
From invoices you’ve made with our free quote and invoice generator on this device. Each invoice’s balance due (after any partial payment) is placed in the week it’s due.
Is the hiring cost exact?
It’s an estimate from the hiring cost calculator: pay, employer payroll taxes, unemployment taxes, workers’ comp and benefits, spread evenly across the weeks.
Is my information private?
Yes. Everything is saved on your device only; nothing is sent to Advanton.
Last reviewed October 28, 2026.
