Real interest rate in Azerbaijan: 14.7% (Real interest rate, 2025 · 7th of 91). Real interest rate (%) in Azerbaijan: 14.7% in 2025, ranking 7th of 91 countries. In 2010 it was 6.0%.
Data last updated · Period: 2010–2025
Understanding the chart
The line chart above tracks real interest rate (%) in Azerbaijan for each year from 2010 to 2025, 16 data points in all. Each dot is one year; the first and last years and the highest point are labelled with their values, and the vertical scale is in %. A dashed line marks zero, and the 3 years below zero are shown in red. The data table below the chart lists every value, and you can download the data, embed the chart or share it from the buttons above. The figures cover 2010–2025 and come from World Bank, World Development Indicators (CC BY 4.0).
Key insights
- Between 2010 and 2025, Azerbaijan's real interest rate rose from 6.0% to 14.7%, a rise of 8.6 percentage points.
- The highest value in this period was 28.9% in 2015; the lowest was -16.5% in 2022.
- Recently, the figure has fallen in each of the last two years (2024: 16.2%; 2025: 14.7%).
- The value was negative in 3 of the 16 years shown.
- Azerbaijan has the 7th-highest value of 91 countries with recent data.
- Azerbaijan has the highest value of the 7 countries in Western Asia with recent data; the typical (median) value there is 9.9%.
Analysis
Averaged over periods, the figure was 10.8% in 2010 to 2014, 10.6% in 2015 to 2019 and 10.4% in 2020 onwards. The value went up in 8 of the 15 year-to-year steps and down in 7. The biggest one-year rise came in 2023 (+42.2 percentage points). The biggest one-year fall came in 2021 (−30.9 percentage points). Year to year, the figure typically varied by about 12.9 percentage points around its average of 10.6%, a volatile pattern.
What it means
For businesses and investors, the figure is most useful alongside related measures for the same country, such as growth, inflation, population and incomes, and compared with similar countries. Compared with its neighbours in Western Asia, where the typical value is 9.9%, Azerbaijan is 4.8 percentage points higher.
Related figures
- Real interest rate (%) by country, 2025: 47.6% (highest: Madagascar). The lending interest rate adjusted for inflation, using the GDP deflator.
- Real interest rate (%) in Armenia, 2010–2025: 9.9% (Real interest rate, 2025 · 16th of 91). Real interest rate (%) in Armenia: 9.9% in 2025, ranking 16th of 91 countries.
- Real interest rate (%) in Georgia, 2010–2025: 10.7% (Real interest rate, 2025 · 12th of 91). Real interest rate (%) in Georgia: 10.7% in 2025, ranking 12th of 91 countries.
About this statistic
The lending interest rate adjusted for inflation, using the GDP deflator. Shows the true cost of borrowing after inflation. Negative values mean inflation is running above lending rates.
Access to credit, interest rates and banking services decide how easily households can borrow and spend, and how easily small businesses can fund equipment, stock and growth. The figures come from the World Bank's World Development Indicators, which compile official national statistics in a consistent form so countries can be compared.
Questions and answers
What is the real interest rate (%) in Azerbaijan?
14.7% (Real interest rate, 2025 · 7th of 91). Real interest rate (%) in Azerbaijan: 14.7% in 2025, ranking 7th of 91 countries. In 2010 it was 6.0%.
How has real interest rate in Azerbaijan changed since 2010?
Between 2010 and 2025, Azerbaijan's real interest rate rose from 6.0% to 14.7%, a rise of 8.6 percentage points. The highest value in this period was 28.9% in 2015; the lowest was -16.5% in 2022.
Where does this data come from?
From World Bank, World Development Indicators (CC BY 4.0), covering 2010–2025. The lending interest rate adjusted for inflation, using the GDP deflator. Shows the true cost of borrowing after inflation. Negative values mean inflation is running above lending rates.
Data
| Year | Real interest rate (%) |
|---|---|
| 2010 | 6.0% |
| 2011 | -4.5% |
| 2012 | 15.1% |
| 2013 | 17.7% |
| 2014 | 19.4% |
| 2015 | 28.9% |
| 2016 | 1.5% |
| 2017 | 0.3% |
| 2018 | 4.7% |
| 2019 | 17.5% |
| 2020 | 26.7% |
| 2021 | -4.2% |
| 2022 | -16.5% |
| 2023 | 25.7% |
| 2024 | 16.2% |
| 2025 | 14.7% |
Source and notes
Source: World Bank, World Development Indicators (CC BY 4.0). Period: 2010–2025. Coverage: Azerbaijan.
The lending interest rate adjusted for inflation, using the GDP deflator. Shows the true cost of borrowing after inflation. Negative values mean inflation is running above lending rates.
Cite this statistic
Please also credit the original source: World Bank, World Development Indicators (CC BY 4.0).Related statistics
- Real interest rate (%) by country, 2025
- Real interest rate (%) in Armenia, 2010–2025
- Real interest rate (%) in Georgia, 2010–2025
- Real interest rate (%) in Israel, 2013–2022
- Real interest rate (%) in Jordan, 2010–2025
- GDP of Azerbaijan, 2010–2025
- Economic growth (GDP growth) in Azerbaijan, 2010–2025
- GDP per person in Azerbaijan, 2010–2025
- GDP per person, adjusted for prices (PPP, international $) in Azerbaijan, 2010–2024
All Azerbaijan data: economy, people, jobs and digital in one place
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